ISD Financial provides reliable Merchant Processing systems to benefit a wide variety of industries.
Not only does our Smart pricing system save our clients an average of 15% to 20% in monthly fees, our programs are customized to suit each company’s individual needs. Our Smart system offers clarity and consistency, allowing you to focus on what really matters: your customers. Say goodbye to overwhelming pricing tiers and hello to stronger profits.
How They
Do It…
Traditional merchant accounts operate on a tiered rate structure, which includes a base rate and anywhere from one to several additional tiers that carry additional surcharges.
“Usually 3 to 6 but can be up to 20 tiers!”
Each tier charges a certain transaction fee, and all the transactions included in that tier are subject to charges, regardless of whether they actually merit the price of the charge.
“That means more money for them and less money for you!”
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How We Do It…
We analyze your effective rate which takes all rates, fees and other charges into account. A lower effective rate means more money in your pocket.
How you save…
Through our Smart Model pricing, merchants pay a transaction fee plus the exact interchange fee for each transaction. By treating each transaction individually, you avoid the marked-up rates associated with tier pricing models that combine many transactions into one rate bucket.
Start Today!
We are standing by.
Discover how Smart by ISD Financial can help streamline your Merchant Processing to become more efficient, saving you both time and money. We are standing by, ready to hear from you and excited to grow with you.
There’s More!
Recurring Billing
Get the tools you need to track billings and payments – resulting in a simplified and streamlined business. Our program allows you to leave the billing to us and focus on what really matters – your clients.
Gift Cards
Over 50 billion gift cards are sold each year, with users spending an average of 40% more than their card values. Simple to begin and easy to maintain, gift cards offer huge benefits to your business.
Check Processing
You don’t have to turn check payers away anymore! Our check processing system allows you to accept checks like credit cards by guaranteeing the check amounts will be deposited into your account – regardless of insufficient funds.